When should I get the mortgage process started?
Often times people start looking for houses before they find out what the qualify for. They use mortgage calculators they find online and assume they know how much they can borrow based off of a payment a calculator gives them. Those calculators are good for a basic understanding of payment, but they don’t set up a mortgage plan for you and let you know exactly how much something costs. There is more to the process than just the payment. Did you know it typically takes 30 days from the beginning of the contract to close a loan? This is where Chris can help. You will get a FULL mortgage plan analysis when you talk with him over the phone or sit down with him in person. Texting works too. He understands you are busy.
The earlier you start, the better prepared you are to make a credible offer. Real estate agents don’t want to take you on tours to find homes if you have no idea what you can afford.